📣 About us:

National Cover is a fully licensed general insurance broker and home of extraordinarily good car insurance quotations 🚗.
We offer amazing prices by accessing more insurance products than anyone else in Australia and using econometric data cycles 📊
to determine optimal quotation matrices. We just do heaps of car quotes — so we know how to do them right! 🔍

🚗 Interesting Facts about the SKODA OCTAVIA

• The SKODA OCTAVIA 2015 is known for its spacious interior and large boot space, making it one of the most spacious cars in its class, which is a significant selling point for families and those requiring extra cargo space.
• In terms of safety, the 2015 OCTAVIA received a 5-star safety rating from Euro NCAP, which included high scores for adult occupant protection. It features several advanced safety systems such as multiple airbags, electronic stability control, and optional adaptive cruise control.
• An interesting quirk about the SKODA OCTAVIA is its ‘ice scraper’ feature hidden in the fuel cap, a small but practical addition that showcases SKODA’s attention to practical details. This feature has been appreciated by drivers in colder climates.

$78.53 per month

Quote to Value Ratio: 4.37%

The SKODA OCTAVIA (2015) valued at 19900.00 has a monthly premium of 78.53. Compared to similar vehicles within a 20% valuation range, this premium is slightly above average, as most comparable vehicles show premiums between 70.00 and 75.00. Notably, vehicles with similar valuations often have variations based on make and model, with some higher-end brands commanding premiums 10-15% more. However, the data indicates a balanced market with no significant outliers, suggesting that the premium is reasonably aligned with the vehicle’s valuation.

💡 What is Quote to Value Ratio?

A great quote is typically one with a Quote to Value Ratio (QTV) of 7% or less.
For example, this SKODA is worth $19900.00 with a yearly premium of
$870.27.

Whilst there’s no way to always control the QTV, it’s a reliable measure of whether your quote is on the high or low end of the scale.
If your QTV is 7% or less, it’s likely an excellent rate already. A QTV of 8% or higher
may simply reflect factors like being a young driver with an expensive vehicle or living in a high-risk area 🏙️.

Speak to National Cover today about achieving the lowest possible QTV for your unique situation.